SUDARYO, Yoyo; HAMDANI, Deni; LORENZO, Agung; NABILA, Efa Ayu. Digital First Banking Transformation and Sustainable Performance in the Evolving Financial Services Industry. Startupreneur Business Digital (SABDA Journal), [S. l.], v. 5, n. 2, p. 156–167, 2026. DOI: 10.33050/sabda.v5i2.1107. Disponível em: https://journal.pandawan.id/sabda/article/view/1107. Acesso em: 15 oct. 2026.