MANAWAR, A. .; LUKITA, C. .; MERIA, L. The Evolution of Financial Technology in Indonesia. Startupreneur Business Digital (SABDA Journal), [S. l.], v. 2, n. 2, p. 192–206, 2023. DOI: 10.33050/sabda.v2i2.367. Disponível em: https://journal.pandawan.id/sabda/article/view/367. Acesso em: 7 oct. 2025.