Fintech Integration with Crowdfunding and Blockchain in Industry 4.0 Era
Corresponding Author(s) : Amirsyah Tambunan
Startupreneur Business Digital (SABDA Journal),
Vol. 3 No. 1 (2024): Startupreneur Business Digital (SABDA)
Abstract
The Industrial Era 4.0 has brought significant changes in various sectors, including the financial sector. This research aims to examine in depth the integration of FinTech with Crowdfunding and Blockchain, as well as its implications in the context of the Industry 4.0 era. The method used in this research is qualitative analysis with a literature study and case study approach. The research results show that FinTech has played a catalyst role in accelerating the adoption of Crowdfunding and Blockchain. This integration has created a new business model that is more efficient, transparent and inclusive. In the context of Crowdfunding, FinTech has enabled wider access for individuals and small businesses to obtain funding, while in the context of Blockchain, FinTech has contributed to increased security, reduced transaction costs and increased trust. This research provides new insights into how the integration of FinTech with Crowdfunding and Blockchain can shape the future of financial services in the Industry 4.0 era
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- R. Ndou, J. I. Fadiran, S. Chowdhury, and S. P. Chowdhury, “Performance comparison of voltage and frequency based loss of grid protection schemes for microgrids,” in 2013 IEEE Power & Energy Society General Meeting, IEEE, 2013, pp. 1–5.
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References
R. Ndou, J. I. Fadiran, S. Chowdhury, and S. P. Chowdhury, “Performance comparison of voltage and frequency based loss of grid protection schemes for microgrids,” in 2013 IEEE Power & Energy Society General Meeting, IEEE, 2013, pp. 1–5.
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D. Salomonsson, L. Soder, and A. Sannino, “Protection of low-voltage DC microgrids,” IEEE Transactions on power delivery, vol. 24, no. 3, pp. 1045–1053, 2009.
S. Chen, N. Tai, C. Fan, J. Liu, and S. Hong, “Sequence‐component‐based current differential protection for transmission lines connected with IIGs,” IET Generation, Transmission & Distribution, vol. 12, no. 12, pp. 3086–3096, 2018.
H. A. Abdel-Ghany, A. M. Azmy, N. I. Elkalashy, and E. M. Rashad, “Optimizing DG penetration in distribution networks concerning protection schemes and technical impact,” Electric Power Systems Research, vol. 128, pp. 113–122, 2015.
S. Chakraborty and M. G. Simoes, “Experimental evaluation of active filtering in a single-phase high-frequency AC microgrid,” IEEE Transactions on energy conversion, vol. 24, no. 3, pp. 673–682, 2009.
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I. Series, “Microgrids and active distribution networks,” The institution of Engineering and Technology, 2009.
P. Simanjuntak, K. Handoko, and H. Kremer, “PEMANFAATAN DIGITAL MARKETING UNTUK KOMUNIKASI BISNIS: Utilization of Digital Marketing for Business Communication,” PUAN INDONESIA, vol. 5, no. 1, pp. 95–100, 2023.
S. Akib et al., “Komunikasi Bisnis,” 2023.
S. A. Andesty and D. Mulyanti, “Literatur Review: Analisis Usaha Undangan Digital Serta Penggunaan Media Sosial Sebagai Media Promosi,” Manajemen Kreatif Jurnal, vol. 1, no. 2, pp. 106–113, 2023.
F. Aurelia and F. G. Saputra, “Peranan Sistem Digital Accounting Terhadap Perkembangan Bisnis UMKM Di Sidoarjo,” CEMERLANG: Jurnal Manajemen dan Ekonomi Bisnis, vol. 3, no. 3, pp. 26–40, 2023.
A. Anwar, “Manajemen Risiko Bisnis Era Digital,” 2023.
L. Lustono et al., “Kewirausahaan (Tren Manajemen Bisnis di Era Digital),” 2023.
Y. Yuliana, S. V. Siahaan, and R. P. Kontesta, “Pelatihan Digital Marketing Pada Bumdes Guna Peningkatan Usaha Bisnis Kreatif Berbasis Digitalisasi,” Jurdimas (Jurnal Pengabdian Kepada Masyarakat) Royal, vol. 6, no. 1, pp. 135–140, 2023.
R. N. Matondang, “Digital Business and Business Model,” 2023.
A. P. Nugroho, N. Norvadewi, M. Wulansari, F. Akbarina, and M. Yusuf, “DIGITAL ENTREPRENEURSHIP STRATEGY IN ONLINE BUSINESS COMPANIES IN WEST JAVA,” Transformasi: Journal of Economics and Business Management, vol. 2, no. 2, pp. 1–12, 2023.
M. Fahrurrozi and M. M. SE, ENTREPRENEURSHIP & DIGITALISASI: Mengembangkan Bisnis di Era 5.0. Universitas Hamzanwadi Press, 2023.
Z. Setiawan et al., Kewirausahaan Digital. Global Eksekutif Teknologi, 2023.
D. Sudiantini, D. Nurambarwati, F. D. Julianti, F. F. Putra, G. P. Naraya, and G. V. Nazara, “Inovasi Dalam Manajemen Pemasaran Dan Menjaga Relevan Bisnis Di Era Digital,” Jurnal Riset dan Inovasi Manajemen, vol. 1, no. 2, pp. 129–138, 2023.
N. Hussain, “Peer to Peer Lending Business Agility Strategy for Fintech Startups in the Digital Finance Era in Indonesia,” Startupreneur Business Digital (SABDA Journal), vol. 2, no. 2, pp. 118–125, 2023.
S. Purnama, H. Baedowi, and Y. J. Putrasetia, “Creative Industry Development Strategy for Home Culinary Businesses,” Startupreneur Business Digital (SABDA Journal), vol. 2, no. 2, pp. 126–135, 2023.
B. Rawat and R. Bhandari, “Cloud Computing Applications In Business Development,” Startupreneur Business Digital (SABDA Journal), vol. 2, no. 2, pp. 143–154, 2023.
L. H. A. P. Prawira, A. F. Ummah, M. R. Aditiya, and D. W. Nugroho, “Knowledge Management: Efforts to Create an Excellent Digital Creative Industry,” Startupreneur Business Digital (SABDA Journal), vol. 2, no. 2, pp. 172–181, 2023.
V. Meilinda, S. A. Anjani, and M. Ridwan, “A Platform Based Business Revolution Activates Indonesia’s Digital Economy,” Startupreneur Business Digital (SABDA Journal), vol. 2, no. 2, pp. 155–174, 2023.
G. A. Pangilinan, A. Tambunan, and E. D. Astuti, “Tokopedia E-Commerce is Being Used to Present Opportunities for Young Business Owners to Succeed in the Digital Economy Amid the Pandemic,” Startupreneur Business Digital (SABDA Journal), vol. 2, no. 2, pp. 182–191, 2023.
A. Manawar, C. Lukita, and L. Meria, “The Evolution of Financial Technology in Indonesia,” Startupreneur Business Digital (SABDA Journal), vol. 2, no. 2, pp. 192–206, 2023.
H. Safitri, M. H. R. Chakim, and A. Adiwijaya, “Strategy Based Technology-Based Startups to Drive Digital Business Growth,” Startupreneur Business Digital (SABDA Journal), vol. 2, no. 2, pp. 207–220, 2023.
R. E. Santoso, A. G. Prawiyogi, U. Rahardja, F. P. Oganda, and N. Khofifah, “Penggunaan dan Manfaat Big Data dalam Konten Digital,” ADI Bisnis Digital Interdisiplin Jurnal, vol. 3, no. 2, pp. 88–91, 2022.
A. M. Dawis et al., “Strategi Pemasaran di Era Digital,” 2022.