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Effort To Win The Competition In Digital Business Payment Modeling
Corresponding Author(s) : Dwi Julianingsih
Startupreneur Business Digital (SABDA Journal),
Vol. 1 No. 1 (2022): Startupreneur Business Digital (SABDA)
Abstract
Competition in the digital payment business on an international and local scale will be increasingly intense. In the face of competitive conditions like this, digital payment companies are required to continuously develop their sources of competitive advantage through the establishment of digital business strategies and the development of digital business models that can ensure the creation of superior value for consumers and ultimately provide value to company owners. In the digital payment business, this effort requires companies not only to be able to do business but also how companies can develop knowledge and digital capabilities.
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- M. Kamil, Y. Muhtadi, B. M. Sentosa, and S. Millah, “Tindakan Operasionalisasi Pemahaman Sains dan Teknologi Terhadap Islam,” Alphabet Jurnal Wawasan Agama Risalah Islamiah, Teknologi dan Sosial, vol. 1, no. 1, pp. 16–25, 2021.
- M. R. Anwar, M. Yusup, S. Millah, and S. Purnama, “The Role of Business Incubators in Developing Local Digital Startups in Indonesia,” Startupreneur Bisnis Digital, vol. 1, no. 1 April, pp. 1–10, 2022.
- P. Rattanawalee, “Financial Innovation: Modern Method of Payment in China,” Journal of International Business Innovation & Management, vol. 2, no. 2, pp. 1–22, 2021.
- S. Bamansoor et al., “Evaluation of Chinese Electronic Enterprise from Business and Customers Perspectives,” in 2021 2nd International Conference on Smart Computing and Electronic Enterprise (ICSCEE), 2021, pp. 169–174.
- E. S. Pramono, D. Rudianto, F. Siboro, M. P. A. Baqi, and D. Julianingsih, “Analysis Investor Index Indonesia with Capital Asset Pricing Model (CAPM),” Aptisi Transactions on Technopreneurship (ATT), vol. 4, no. 1, pp. 36–47, 2022.
- E. A. Nabila, S. Santoso, Y. Muhtadi, and B. Tjahjono, “Artificial Intelligence Robots And Revolutionizing Society In Terms Of Technology, Innovation, Work And Power,” IAIC Transactions on Sustainable Digital Innovation (ITSDI), vol. 3, no. 1, pp. 46–52, 2021.
- D. Aprilia and D. E. Susilo, “Pengelolaan Keuangan Desa Dalam Upaya Meningkatkan Pembangunan Desa dan Pemberdayaan Masyarakat Desa,” Technomedia Journal, vol. 6, no. 2 Februari, pp. 197–211, 2022.
- N. P. A. Karniawati, G. S. Darma, L. P. Mahyuni, and I. G. Sanica, “Community Perception of Using QR Code Payment in Era New Normal,” PalArch’s Journal of Archaeology of Egypt/Egyptology, vol. 18, no. 1, pp. 3986–3999, 2021.
- A. D. Santosa, N. Taufik, F. H. E. Prabowo, and M. Rahmawati, “Continuance intention of baby boomer and X generation as new users of digital payment during COVID-19 pandemic using UTAUT2,” Journal of Financial Services Marketing, vol. 26, no. 4, pp. 259–273, 2021.
- A. Sardiana, “Banking Information Technology on Economic Inequality: An analysis of Electronic Money,” Indonesian Journal of Economics, Social, and Humanities, vol. 3, no. 1, pp. 27–34, 2021.
- M. Lenniawati and N. Anastasia, “The influence of cashless payment usage and protection against financial inclusion in micro and small enterprises in Kediri.” Petra Christian University, 2021.
- S. Watini, H. Latifah, D. Rudianto, and N. A. Santoso, “Adaptation of Digital Marketing of Coffee MSME Products to Digital Transformation in the Era of the Covid-19 Pandemic,” Startupreneur Bisnis Digital, vol. 1, no. 1 April, pp. 23–32, 2022.
- W. Sardjono, W. Priatna, and M. Tohir, “ARTIFICIAL INTELLIGENCE AS THE CATALYST OF DIGITAL PAYMENTS IN THE REVOLUTION INDUSTRY 4.0,” ICIC express letters. Part B, Applications: an international journal of research and surveys, vol. 12, no. 9, pp. 857–865, 2021.
- H. Ruslim, J. A. Turangan, and A. Wijaya, “THE EFFECT OF EMPLOYER ATTRACTIVENESS AND SOCIAL MEDIA ON CORPORATE REPUTATION AND THEIR IMPLICATIONS ON INTENTION TO APPLY”.
- B. P. K. Bintoro, N. Lutfiani, and D. Julianingsih, “Analysis of the Effect of Service Quality on Company Reputation on Purchase Decisions for Professional Recruitment Services,” APTISI Transactions on Management (ATM), vol. 7, no. 1, pp. 35–41, 2023.
- A. Tyas and O. Hutagaol, “The Effect of Social Media Content on Buying Decision of HijUp. com,” Journal of Communication and Public Relations, vol. 1, no. 1, pp. 32–40, 2021.
- G. E. Bjarnadóttir, “Trends in Screen Time and Mental Health among Icelandic Children and Adolecents.” University of Agder, 2021.
- A. Khoirunisa, “Locked And Tied: Locking Chain And Change Of Problems,” IAIC Transactions on Sustainable Digital Innovation (ITSDI), vol. 3, no. 1, pp. 18–27, 2021.
- U. A. Saefullah, “Dampak Penilaian Kinerja dan Pengembangan Karir terhadap Kepuasan Kerja Karyawan Perbankan,” Technomedia Journal, vol. 6, no. 2 Februari, pp. 223–235, 2022.
- J. Huang, Q. Ding, Y. Wang, H. Hong, and H. Zhang, “The evolution and influencing factors of international tungsten competition from the industrial chain perspective,” Resources Policy, vol. 73, p. 102185, 2021.
- N. Septiani, A. S. Bist, C. S. Bangun, and E. Dolan, “Digital Business Student Development for Entrepreneurs with Software,” Startupreneur Bisnis Digital, vol. 1, no. 1 April, 2022.
- M. M. Bennett and B. L. Iaquinto, “The geopolitics of China’s Arctic tourism resources,” Territory, Politics, Governance, pp. 1–22, 2021.
- Y. Xin, “The Development Opportunities of Wallet Payment Business on Travel Platforms,” in Journal of Physics: Conference Series, 2021, vol. 1744, no. 4, p. 42163.
- B. Rawat, A. S. Bist, G. Maulani, N. Azizah, and F. P. Oganda, “Research Impact Evaluation Tools: Myths and Reality,” IAIC Transactions on Sustainable Digital Innovation (ITSDI), vol. 3, no. 2, pp. 136–142, 2022.
- B. N. Bhakti, Y. Nurfaizal, and T. Anwar, “Analisis Komparasi Teknik Rendering Blender Render Dan Cycles Render Pada Video Animasi 3d Tentang Alat Pencernaan Manusia,” Technomedia Journal, vol. 6, no. 2 Februari, pp. 188–196, 2022.
- T. Haaker, P. T. M. Ly, N. Nguyen-Thanh, and H. T. H. Nguyen, “Business model innovation through the application of the Internet-of-Things: A comparative analysis,” Journal of Business Research, vol. 126, pp. 126–136, 2021.
- Y. Shino, C. Lukita, K. B. Rii, and E. A. Nabila, “The Emergence of Fintech in Higher Education Curriculum,” Startupreneur Bisnis Digital, vol. 1, no. 1 April, 2022.
- M. Blaschke, M. Cigaina, U. V Riss, and I. Shoshan, “Shaping the digital enterprise.” Springer International Publishing, Cham, 2017.
- T. Ravikumar, N. Murugan, J. Suhashini, and M. Sriram, “Technologies Driving Digital Payments in India: Present and Future,” in Proceedings of Second International Conference on Sustainable Expert Systems, 2022, pp. 71–78.
- D. Sapitri and R. Pancasasti, “Efek Moderasi Budaya Organisasi Untuk Peningkatan Kinerja Karyawan,” Technomedia Journal, vol. 6, no. 2 Februari, pp. 252–262, 2022.
References
M. Kamil, Y. Muhtadi, B. M. Sentosa, and S. Millah, “Tindakan Operasionalisasi Pemahaman Sains dan Teknologi Terhadap Islam,” Alphabet Jurnal Wawasan Agama Risalah Islamiah, Teknologi dan Sosial, vol. 1, no. 1, pp. 16–25, 2021.
M. R. Anwar, M. Yusup, S. Millah, and S. Purnama, “The Role of Business Incubators in Developing Local Digital Startups in Indonesia,” Startupreneur Bisnis Digital, vol. 1, no. 1 April, pp. 1–10, 2022.
P. Rattanawalee, “Financial Innovation: Modern Method of Payment in China,” Journal of International Business Innovation & Management, vol. 2, no. 2, pp. 1–22, 2021.
S. Bamansoor et al., “Evaluation of Chinese Electronic Enterprise from Business and Customers Perspectives,” in 2021 2nd International Conference on Smart Computing and Electronic Enterprise (ICSCEE), 2021, pp. 169–174.
E. S. Pramono, D. Rudianto, F. Siboro, M. P. A. Baqi, and D. Julianingsih, “Analysis Investor Index Indonesia with Capital Asset Pricing Model (CAPM),” Aptisi Transactions on Technopreneurship (ATT), vol. 4, no. 1, pp. 36–47, 2022.
E. A. Nabila, S. Santoso, Y. Muhtadi, and B. Tjahjono, “Artificial Intelligence Robots And Revolutionizing Society In Terms Of Technology, Innovation, Work And Power,” IAIC Transactions on Sustainable Digital Innovation (ITSDI), vol. 3, no. 1, pp. 46–52, 2021.
D. Aprilia and D. E. Susilo, “Pengelolaan Keuangan Desa Dalam Upaya Meningkatkan Pembangunan Desa dan Pemberdayaan Masyarakat Desa,” Technomedia Journal, vol. 6, no. 2 Februari, pp. 197–211, 2022.
N. P. A. Karniawati, G. S. Darma, L. P. Mahyuni, and I. G. Sanica, “Community Perception of Using QR Code Payment in Era New Normal,” PalArch’s Journal of Archaeology of Egypt/Egyptology, vol. 18, no. 1, pp. 3986–3999, 2021.
A. D. Santosa, N. Taufik, F. H. E. Prabowo, and M. Rahmawati, “Continuance intention of baby boomer and X generation as new users of digital payment during COVID-19 pandemic using UTAUT2,” Journal of Financial Services Marketing, vol. 26, no. 4, pp. 259–273, 2021.
A. Sardiana, “Banking Information Technology on Economic Inequality: An analysis of Electronic Money,” Indonesian Journal of Economics, Social, and Humanities, vol. 3, no. 1, pp. 27–34, 2021.
M. Lenniawati and N. Anastasia, “The influence of cashless payment usage and protection against financial inclusion in micro and small enterprises in Kediri.” Petra Christian University, 2021.
S. Watini, H. Latifah, D. Rudianto, and N. A. Santoso, “Adaptation of Digital Marketing of Coffee MSME Products to Digital Transformation in the Era of the Covid-19 Pandemic,” Startupreneur Bisnis Digital, vol. 1, no. 1 April, pp. 23–32, 2022.
W. Sardjono, W. Priatna, and M. Tohir, “ARTIFICIAL INTELLIGENCE AS THE CATALYST OF DIGITAL PAYMENTS IN THE REVOLUTION INDUSTRY 4.0,” ICIC express letters. Part B, Applications: an international journal of research and surveys, vol. 12, no. 9, pp. 857–865, 2021.
H. Ruslim, J. A. Turangan, and A. Wijaya, “THE EFFECT OF EMPLOYER ATTRACTIVENESS AND SOCIAL MEDIA ON CORPORATE REPUTATION AND THEIR IMPLICATIONS ON INTENTION TO APPLY”.
B. P. K. Bintoro, N. Lutfiani, and D. Julianingsih, “Analysis of the Effect of Service Quality on Company Reputation on Purchase Decisions for Professional Recruitment Services,” APTISI Transactions on Management (ATM), vol. 7, no. 1, pp. 35–41, 2023.
A. Tyas and O. Hutagaol, “The Effect of Social Media Content on Buying Decision of HijUp. com,” Journal of Communication and Public Relations, vol. 1, no. 1, pp. 32–40, 2021.
G. E. Bjarnadóttir, “Trends in Screen Time and Mental Health among Icelandic Children and Adolecents.” University of Agder, 2021.
A. Khoirunisa, “Locked And Tied: Locking Chain And Change Of Problems,” IAIC Transactions on Sustainable Digital Innovation (ITSDI), vol. 3, no. 1, pp. 18–27, 2021.
U. A. Saefullah, “Dampak Penilaian Kinerja dan Pengembangan Karir terhadap Kepuasan Kerja Karyawan Perbankan,” Technomedia Journal, vol. 6, no. 2 Februari, pp. 223–235, 2022.
J. Huang, Q. Ding, Y. Wang, H. Hong, and H. Zhang, “The evolution and influencing factors of international tungsten competition from the industrial chain perspective,” Resources Policy, vol. 73, p. 102185, 2021.
N. Septiani, A. S. Bist, C. S. Bangun, and E. Dolan, “Digital Business Student Development for Entrepreneurs with Software,” Startupreneur Bisnis Digital, vol. 1, no. 1 April, 2022.
M. M. Bennett and B. L. Iaquinto, “The geopolitics of China’s Arctic tourism resources,” Territory, Politics, Governance, pp. 1–22, 2021.
Y. Xin, “The Development Opportunities of Wallet Payment Business on Travel Platforms,” in Journal of Physics: Conference Series, 2021, vol. 1744, no. 4, p. 42163.
B. Rawat, A. S. Bist, G. Maulani, N. Azizah, and F. P. Oganda, “Research Impact Evaluation Tools: Myths and Reality,” IAIC Transactions on Sustainable Digital Innovation (ITSDI), vol. 3, no. 2, pp. 136–142, 2022.
B. N. Bhakti, Y. Nurfaizal, and T. Anwar, “Analisis Komparasi Teknik Rendering Blender Render Dan Cycles Render Pada Video Animasi 3d Tentang Alat Pencernaan Manusia,” Technomedia Journal, vol. 6, no. 2 Februari, pp. 188–196, 2022.
T. Haaker, P. T. M. Ly, N. Nguyen-Thanh, and H. T. H. Nguyen, “Business model innovation through the application of the Internet-of-Things: A comparative analysis,” Journal of Business Research, vol. 126, pp. 126–136, 2021.
Y. Shino, C. Lukita, K. B. Rii, and E. A. Nabila, “The Emergence of Fintech in Higher Education Curriculum,” Startupreneur Bisnis Digital, vol. 1, no. 1 April, 2022.
M. Blaschke, M. Cigaina, U. V Riss, and I. Shoshan, “Shaping the digital enterprise.” Springer International Publishing, Cham, 2017.
T. Ravikumar, N. Murugan, J. Suhashini, and M. Sriram, “Technologies Driving Digital Payments in India: Present and Future,” in Proceedings of Second International Conference on Sustainable Expert Systems, 2022, pp. 71–78.
D. Sapitri and R. Pancasasti, “Efek Moderasi Budaya Organisasi Untuk Peningkatan Kinerja Karyawan,” Technomedia Journal, vol. 6, no. 2 Februari, pp. 252–262, 2022.