Implementasi Ajaran Islam dalam Praktik Bisnis Etis pada Usaha Mikro dan Menengah Muslim

Implementation of Islamic Teachings in Ethical Business Practices in Muslim Micro and Medium Enterprises

Authors

  • Ahmad Gunawan Pelita Bangsa University
  • Muhammad Mahesa Dwi Nusantara Universitas Yuppentek Indonesia
  • Ramzi Zainum Ikhsan Universitias Raharja
  • Mihkel Madisson ilearning incorporation

DOI:

https://doi.org/10.34306/alwaarits.v2i1.761

Keywords:

Islamic ethics, Muslim MSMEs, ethical business, honesty, social responsibility

Abstract

The application of Islamic ethical values in business practices has become a key focus for Muslim SMEs to face competition and maintain consumer trust. Values such as honesty, justice, transparency, and social responsibility serve as ethical foundations that strengthen the relationship between business actors, consumers, and society. This study aims to explore the extent to which Islamic teachings are applied in ethical business practices in Muslim SMEs and understand their impact on business sustainability and growth. Using a qualitative approach, data were collected through in-depth interviews, field observations, and semi-structured questionnaires. Thematic analysis was used to identify patterns in the application of Islamic ethics in SME business activities. The results show that the majority of Muslim SMEs have a high commitment to applying Islamic values, which positively impacts customer loyalty and business reputation. However, they also face operational challenges such as limited capital and market competition, which affect the consistency of ethical application. The study concludes that Islamic business ethics not only benefit the reputation and sustainability of businesses but also have the potential to enhance the competitiveness of SMEs in a competitive market. Practical recommendations are proposed for SMEs, government, and supporting organizations to strengthen the application of Islamic values in business to promote more sustainable economic growth.

References

M. S. Abubakari, G. A. N. Zakaria, P. Priyanto, and D. Triantini, “Analysing technology acceptance

for digital learning in islamic education: the role of religious perspective on ict,” Journal of Computing

Research and Innovation, vol. 8, no. 1, pp. 1–16, 2023.

A. Adam, “Integrasi media dan teknologi dalam pembelajaran pendidikan agama islam,” Amanah Ilmu:

Jurnal Kependidikan Islam, vol. 3, no. 1, pp. 13–23, 2023.

A. M. Amrullah, Y. Citriadin, and M. Thohri, “Manajemen penggunaan teknologi informasi dan komu-

nikasi dalam meningkatkan kinerja guru pendidikan agama islam di smkn 1 narmada kabupaten lombok

barat,” Jurnal Ilmiah Mandala Education, vol. 9, no. 3, 2023.

A. Andika, “Agama dan perkembangan teknologi di era modern,” Abrahamic Religions: Jurnal Studi

Agama-Agama, vol. 2, no. 2, pp. 129–139, 2022.

M. B. M. I. Baso, A. Suryani, and A. depitka Rahmawati, “Peningkatan efektivitas pembelajaran agama

islam melalui pendekatan berbasis teknologi,” Islamic Education, vol. 1, no. 3, pp. 499–505, 2023.

Y. Durachman, R. Supriati, N. P. Santoso, and F. M. Suryaman, “Dampak implementasi pendidikan agama

islam dalam membentuk karakter generasi milenial menghadapi perkembangan teknologi digital pada

sosial media,” Alfabet Jurnal Wawasan Agama Risalah Islamiah, Teknologi dan Sosial, vol. 1, no. 1, pp.

–45, 2021.

F. Faiz, N. F. Ula, and A. Zubaidi, “Relasi etika dan teknologi dalam perspektif filsafat islam,” TRILOGI:

Jurnal Ilmu Teknologi, Kesehatan, dan Humaniora, vol. 3, no. 3, 2022.

A. Isti’ana, “Integrasi teknologi dalam pembelajaran pendidikan islam,” Indonesian Research Journal on

Education, vol. 4, no. 1, pp. 302–310, 2024.

M. Sasmita, M. N. Cahyani, E. N. Sari, and B. Pangestu, “Sosialisasi pandangan agama terhadap teknologi

digital bagi perkembangan pelaku usaha umkm di desa karangjaya,” PROSIDING KONFERENSI NA-

SIONAL PENELITIAN DAN PENGABDIAN UNIVERSITAS BUANA PERJUANGAN KARAWANG, vol. 3,

no. 1, pp. 1248–1260, 2023.

A. Manan, “Pendidikan islam dan perkembangan teknologi: Menggagas harmoni dalam era digital,”

SCHOLASTICA: Jurnal Pendidikan dan Kebudayaan, vol. 5, no. 1, pp. 56–73, 2023.

N. Norjanah, M. Nasir, and N. Mauizdati, “Kompetensi guru dalam mengembangkan pendidikan agama

islam berbasis teknologi informasi dan komunikasi di sekolah dasar,” Jurnal Basicedu, vol. 6, no. 3, pp.

–5137, 2022.

S. Oktavia, D. T. Syafrielia, K. N. Alhabibah, and L. Q. Nandini, “Inklusi teologi: Antara agama dan

teknologi dalam perspektif naquib al-attas,” AL-AUFA: Jurnal Pendidikan dan Kajian Keislaman, vol. 5,

no. 1, pp. 41–58, 2023.

P. Oktavia and K. Khotimah, “Pengembangan metode pembelajaran pendidikan agama islam di era digi-

tal,” An Najah (Jurnal Pendidikan Islam Dan Sosial Keagamaan), vol. 2, no. 5, pp. 66–76, 2023.

R. Perwita, “Pemanfaatan media informasi teknologi dan komunikasi dalam pembelajaran pai di sekolah

dasar,” Inovasi Pendidikan, vol. 7, no. 2, 2020.

M. Putri, R. D. Lestari, S. Matondang, and N. Sunardi, “Pengaruh teknologi terhadap perkembangan islam

di era remaja milenial,” Jurnal Informatika dan Teknologi Pendidikan, vol. 2, no. 2, pp. 49–55, 2022.

S. Rahmadani, “Strategi pembelajaran pendidikan agama islam di era digital: Tinjauan literatur kualitatif,”

Jurnal Media Akademik (JMA), vol. 2, no. 6, 2024.

M. Rizfani, M. Mauladi, and A. Wardana, “Pendidikan agama di era digital,” Islamic Education, vol. 3,

no. 1, pp. 145–154, 2024.

A. Rosa, M. Ritonga, and W. Nasrul, “Penggunaan media berbasis teknologi dalam pembelajaran pen-

didikan agama islam di sekolah menengah pertama negeri,” Jurnal Islamika, vol. 3, no. 2, pp. 36–43,

L. Romadanti, “Evolusi metode pembelajaran pendidikan agama islam,” GUAU: Jurnal Pendidikan Pro-

fesi Guru Agama Islam, vol. 3, no. 5, pp. 231–242, 2023.

U. H. Salsabila, M. S. Aghnia, A. Sholihin, and A. Pratiwi, “Dinamika teknologi dalam pendidikan agama

islam,” Al-I’tibar: Jurnal Pendidikan Islam, vol. 10, no. 1, pp. 01–05, 2023.

U. H. Salsabila, M. L. N. Hanifan, M. I. Mahmuda, M. A. N. Tajuddin, and A. Pratiwi, “Pengaruh perkem-

bangan teknologi terhadap pendidikan islam,” Journal on Education, vol. 5, no. 2, pp. 3268–3275, 2023.

U. H. Salsabila, R. R. Wati, S. Masturoh, and A. N. Rohmah, “Peran teknologi pendidikan dalam inter-

nalisasi nilai-nilai pendidikan islam di masa pandemi,” Jurnal Pendidikan Indonesia, vol. 2, no. 01, pp.

–137, 2021.

M. Solich and M. M. Ni’am, “Peran kyai dalam penggunaan teknologi untuk meningkatkan pembelajaran

pada santri an-nahdliyah mojoketo di era society 5.0,” Kasta: Jurnal Ilmu Sosial, Hukum, Agama, Budaya

dan Terapan, vol. 3, no. 2, pp. 130–145, 2023.

M. Annas, T. Handra, C. S. Bangun, U. Rahardja, and N. Septiani, “Reward and promotion: Sustainable

value of post pandemic efforts in medical cold-supply chain,” Aptisi Transactions on Technopreneurship

(ATT), vol. 6, no. 1, pp. 109–118, 2024.

U. Suhardi, M. K. Anwar, and Y. Y. Wibawa, “Tantangan moderasi beragama dalam disrupsi teknologi,”

Widya Aksara: Jurnal Agama Hindu, vol. 27, no. 2, pp. 257–268, 2022.

S. Wahyuni and N. Neni, “Evaluasi efektivitas penggunaan teknologi dalam pembelajaran agama islam di

era digital,” Baitul Hikmah: Jurnal Ilmiah Keislaman, vol. 1, no. 2, pp. 81–90, 2023.

A. Khoirunnisa, A. S. Rafika, and H. L. Juniar, “Eksistensi sistem pendidikan islam dalam implemen-

tasi pemanfaatan teknologi informasi pada era 4.0,” Alfabet Jurnal Wawasan Agama Risalah Islamiah,

Teknologi dan Sosial, vol. 1, no. 1, pp. 26–35, 2021.

O. Sugianto, L. Munawaroh, I. Supriani, H. N. Cahyono, and N. Nyairoh, “Peran teknologi dalam pem-

belajaran pendidikan agama islam,” IJoIS: Indonesian Journal of Islamic Studies, vol. 4, no. 1, pp. 17–24,

M. I. Sholeh and N. Efendi, “Integrasi teknologi dalam manajemen pendidikan islam: meningkatkan

kinerja guru di era digital,” Jurnal Tinta: Jurnal Ilmu Keguruan Dan Pendidikan, vol. 5, no. 2, pp. 104–

, 2023.

A. Leffia, A. C. Kiboyi, and R. F. Terizla, “Implementation of the use of artificial intelligence in higher

education,” Blockchain Frontier Technology, vol. 3, no. 2, pp. 150–153, 2024.

B. Rawat, A. S. Bist, U. Rahardja, C. Lukita, and D. Apriliasari, “The impact of online system on health

during covid-19: A comprehensive study,” ADI Journal on Recent Innovation, vol. 3, no. 2, pp. 195–201,

Published

2025-03-28